No questions about your health status and no medical exam. In 24 hours or less your accident policy will be active and will automatically renew every month. You'll stay covered as long as you want or until your coverage expires. The product is guaranteed issue.

This is an accident only insurance, not health insurance

We provide coverage for individuals who live an active life, including independent contractors or freelancers whose work require additional protection that employers don’t always offer.

As long as you live in one of the approved states and you can prove it with a billing address, you can purchase coverage.

Having Murphy will give you the peace of mind to fulfill your day-to-day activities with more confidence. Knowing that, if necessary, you'll have sufficient resources to deal with an accident.