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Murphy is an accident insurance

If you get injured, we take care of your medical bills, and much more…

GET COVERED

Serving our community since 1999

Murphy is an
accident insurance

If you get injured, we take care of your medical bills, and much more…

GET COVERED

Serving our community since 1999

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Murphy is as easy as one, two, three!
1 . Get Murphy
Apply online – the qualification process is very simple and, if approved, your coverage starts the next day!
2 . Got Injured?
Murphy is accident insurance that covers you if you have bad luck and get injured.
3 . We have your back
Submit your claim through your online dashboard,we will start the claims process right away!
Where to get Murphy?

We're available in 23 states. If you don't see your state, don’t panic—we’ll be reaching more soon. And once you have your policy, it follows you everywhere. If you have the bad luck of getting in an accident abroad, or in another state, we're there for you!

Good reasons to choose Murphy
No medical exams

No questions about your health status and no medical exam. In 24 hours or less your accident policy will be active and will automatically renew every month. You'll stay covered as long as you want or until your coverage expires. The product is guaranteed issue.

This is an accident only insurance, not health insurance
We understand who you are
We provide coverage for individuals who live an active life, including independent contractors or freelancers whose work require additional protection that employers don’t always offer.
We’ve got you covered regardless of your immigration status
As long as you live in one of the approved states and you can prove it with a billing address, you can purchase coverage.
GET COVERED in case of an accident starting at only $18.14 a month!*
Having Murphy will give you the peace of mind to fulfill your day-to-day activities with more confidence. Knowing that, if necessary, you'll have sufficient resources to deal with an accident.
*Prices vary by state