
We will not pay Benefits under the Policy for any Injury that is caused by, or results from:
In addition to the limitations and exclusions found in the Policy, this provision will also not provide benefits for the following:
Modifications that are purely functional for either your home or vehicle, focused on enhancing the mobility and or abilities of a disable person. These modifications allow people with disabilities to drive or ride in a vehicle that takes their needs into account. Some of the more common mobility modifications include:
The term “felonious assault,” or “assault with a dangerous weapon,” is the act of attacking another person with a weapon that could inflict serious injury or death. For example, felonious assault occurs when someone points a gun at someone, or threatens to stab him with a knife. To “assault” someone means to cause them to feel an immediate fear that they are to suffer harm.
If a covered Injury renders an Insured Person Comatose within 90 days of the date of the accident that caused the Injury, or if you are in coma for certain consecutive days.
If the Policyholder (or Covered Spouse) were to suffer: Loss of life; or PTD, from a Covered Accident, then this Education Benefit will pay if there is a Dependent Child on the Plan. The Dependent Child must be
Payments are made to the Child (if not a minor) or to the legal guardian
Payments will be made to each Dependent child or to the child’s legal guardian, if the child is a minor at the end of each school year for the Maximum Number of Payments shown in the Schedule of Benefits.
We must receive proof satisfactory to Us of the Dependent child’s enrollment and attendance within 30 days of the end of each school year. The first year for which this benefit is payable will begin on the first of the month following the date the Policyholder or Covered Spouse Person dies or becomes Permanent and Totally Disabled, if the Dependent child was enrolled on that date in an accredited school as stated above; otherwise on the date he enrolls in such school. Each succeeding year for which benefits are payable will begin on the date following the end of the preceding school year.
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